Hard Way Frugality

Old Posting: Please see the new blogging home for this post here

Well, better late than never. Hello, I am finally back with my health report update. Just in case you're new, back in June I posted some very grim cholesterol results. Now, don't be mistaken, this is a frugal blog, not a health focused site. However, cardiac disease runs in my family and let me tell you, open heart surgery is expensive. Unfortunately, I got to witness this first hand from my Dad. That poor fellow has numerous cardiac issues due to poor cholesterol. And the medical bills that follow poor cardiovascular health can destroy your wealth building ability.  I have personally seen hard working self-made individuals lose their financial independence simply because they didn't have the means or the technology to be proactive in tackling their crappy health situation. I do not want us to be affected by this tragic act.  Personally, my fear is that I will spend all my health trying to gain wealth, then waste all my wealth just to gain...

Hello and welcome to the second post in my self-study series where I become a test subject in some matter of life optimization and share my results with you.  Today's topic is all about food! To start, I am a foodie. Just to stress my passion for food, the formal dining room is the most important room in my house. All the important decisions, board games, business deals, study sessions and dinner dates happen in this room. But the table is only important because it holds food . Food is the great uniter. Food brings people of different cultures and backgrounds together for a shared meal/experience. And this post today is more than a rant but a lesson on how food can either save or destroy your financial situation .  So my aim here is to save us all money by eliminating our doctors visits, medical bills and lost time due to recovery from any sicknesses we may encounter. I'd also like to increase our quality of life since we will be healthy, toner, and more energetic de...

Hello everyone,  Welcome to another entry into my self-study series. In the first post  of this series, I showed you how ditching the second vehicle can mathematically save you thousands and even earn you millions if invested thoughtfully.  Well, It has been nearly 5 months now and I am still utilizing public transportation and sharing a vehicle with my wife. There have been some inconveniences with the limitation of sharing a vehicle, but I have really grown fond of public transportation.  Yes, I have seen some questionable things on the city bus. That aside, I think I found a little life hack here. What I mean specifically is that I am able to work on the bus. This must be what it's like to be on a train or a self-driving vehicle. But unlike the self-driving vehicle, the future is here with the bus! :) Okay, okay, what is so important about fitting in a little extra work while on the bus ride? Well, this little work hack compounds since I am using the ...